Schedule a Closing
Please complete the form below to request your preferred closing date, time, and location.
Required Fields
Frequently Asked
Questions
- For the Homeowner: While not always mandatory, it's a good idea to consider it, especially when financing your purchase, as it protects your investment.
- For the Lender: Most mortgage lenders require it to protect their investment.
- A title search is a process where a title company examines public records to identify any potential issues with the title to a property.
- This includes looking for liens, encumbrances, or other claims against the property.
- A title commitment is a document issued by a title company that outlines the terms and conditions under which they are willing to issue a title insurance policy.
- It lists the property's ownership history, liens, encumbrances, and other matters that may affect the title.
- Your realtor, lender, or title agent can walk you through the details for your particular sale, but in general, these transactions take a similar format. The buyer, seller, lenders, and any other associated agents or representatives meet at a scheduled time.
- All parties sign required paperwork and deeds and mortgages are exchanged. All funds are disbursed, including down payments, closing costs, title insurance, and any other required fees.
- Per the Indiana Good Funds law, which went into effect July 1, 2009, provides that disbursements of certain escrow account funds must be made from wired funds or if the aggregate funds received by a party are less than $10,000, other good funds. This means that any amount we are to receive that is over $10,000 must be received via a wire transfer, any amount between $9,999.00 and $501.00 must be a cashiers or certified check and any amount under $500 may be a personal check.